Quick answer: ACR’s current terms say a player must generate poker rake or tournament fees equal to at least 10% of cumulative deposits before a withdrawal can be authorised. Casino, sportsbook and racebook betting does not count towards that requirement.
This rule is easy to miss because it is not a bonus rollover. It can apply even if you declined the welcome offer, won money in the sportsbook, or simply changed your mind after depositing.
How the 10% rule works
Add the money deposited into the account, then multiply the total by 10%. The result is the amount of poker rake or paid tournament fees the account may need to generate before ACR approves a cashout.
| Cumulative deposits | Required poker rake or fees |
|---|---|
| $50 | $5 |
| $100 | $10 |
| $250 | $25 |
| $500 | $50 |
| $1,000 | $100 |
| $5,000 | $500 |
It is cumulative deposit value that matters, not just the most recent transaction. If you deposit $500, withdraw, and later deposit another $500, the starting calculation can be based on $1,000 in total deposits. Previous qualifying poker activity should also be part of the account history, so the exact remaining amount is best confirmed with support.
What counts towards the requirement?
- Cash-game rake: the portion of each eligible poker pot collected by the room.
- Tournament fees: the fee part of a tournament buy-in, not the amount that goes into the prize pool.
- Casino wagering: does not satisfy the published rule.
- Sportsbook wagering: does not satisfy the published rule.
- Racebook wagering: does not satisfy the published rule.
A $22 tournament might be displayed as $20 plus a $2 fee. The $2 fee is the relevant amount, not the full $22 buy-in. To generate $50 in tournament fees at that price, you would need to enter about 25 similar events.
Why ACR has this rule
Operators use play requirements to discourage their cashier from being used only to move money and to cover payment risk. That explains the business reason, but it does not make the rule harmless. A player who funds the sportsbook and never intended to play poker can face a large and unexpected poker obligation before withdrawing.
For a regular poker player, the requirement may be absorbed by normal play. For a casino-only or sportsbook-only customer, ACR is a poor fit unless the player fully understands this condition before depositing.
Is the 10% rule the same as bonus clearing?
No. The welcome bonus has its own Award Point formula and release schedule. The withdrawal rule is a separate condition attached to deposited funds. Declining the bonus does not automatically remove it.
Our ACR bonus clearing guide shows why the maximum bonus also requires substantial volume. Treat the bonus and the cashout rule as two different calculations.
How to avoid getting trapped by the requirement
- Deposit the bankroll you plan to use, not the maximum the cashier accepts.
- Ask support for your current cumulative-deposit figure and remaining rake requirement before requesting a large payout.
- Do not assume casino or sportsbook betting will count.
- Separate the 10% rule from any welcome bonus progress.
- Complete identity checks before urgently needing the money.
- Keep copies of the terms and support replies that apply when you deposit.
Can support waive the rule?
ACR’s terms allow the company to impose the requirement, so a waiver should never be assumed. If the displayed amount appears wrong, ask support for a written breakdown of cumulative deposits and credited poker rake. Escalate a calculation error with dates and transaction records rather than relying on a general complaint.
Our verdict
The 10% rule is manageable for someone joining ACR to play poker regularly and depositing a sensible bankroll. It is a serious drawback for anyone mainly interested in casino or sports betting. That distinction belongs near the deposit button, not buried in the cashier terms.
ACR remains attractive for its large tournament schedule and meaningful rewards options. Read our full ACR Poker review, compare the deposit methods and fees, and check the current withdrawal time guide before deciding.
Sources
Terms checked September 30, 2026. Rules can change. Confirm the requirement shown for your account before depositing or withdrawing.
